Insurance is a contract between an individual and an insurance company where the individual pays a premium in exchange for financial protection against potential losses or damages.
Many people contribute small amounts (premiums) to create a pool of funds that covers the losses of the few who experience covered events.
The insurance company compensates the insured for actual financial losses suffered, up to the policy limits.
You must have a financial interest in the insured item or person to purchase insurance coverage.
Both parties must disclose all relevant information honestly when entering into the insurance contract.
After paying a claim, the insurance company may pursue recovery from the responsible third party.
The loss must be caused by a peril covered by the policy, and the chain of events leading to the loss must be unbroken.
Provides financial protection for your family in case of your untimely death. Includes term life, whole life, and universal life insurance.
Covers medical expenses for hospitalization, doctor visits, and other health-related costs. Helps manage healthcare costs and provides peace of mind.
Let us guide you through the complex world of insurance to find the right coverage for your needs.
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